ALANNA REGAN, LCSW-R

Individual, Couples and Family Therapy

Paying For YOuR CARE

Alanna Regan, LCSW-R does accept some insurance plans including:
Cigna Behavioral Health, Empire NYSHIP, Beacon Health, United Healthcare Plans, Oxford Health Plans, Emblem, Empire, GHI, HIP, Medicare, Magnacare, Multiplan, Optum Health, United Behavioral Health, Value Options and others.


Ms. Regan also regularly provides psychotherapy for Out of Network plans including Blue Cross Blue Shield. Clients pay as little as $34.00 out of pocket once reimbursed by their carrier in many cases. Health Plans may vary.

Fee Schedule:

Initial Evaluation $150 / Individual Session $120 /Couples or Family Session $150.

Please Note: All payment including deductible, copayment or co-insurance is determined at the first visit and is thereafter expected at the time of service.

A word about insurance coverage and determining cost...

If you have insurance, confirm that your insurance is active and covers mental health services. You can easily determine this by calling the toll free number for Member Services or Behavioral Health Services located on the back of most insurance cards. Be sure to ask the agent how many sessions they cover per year, if you require any authorization, if you have a deductible, and the amount of your co-payment or co-insurance. Depending on your insurance plan, co-payments for mental health services may be different than the co-payment for your regular doctor.

If Ms. Regan is not participating on your insurance panel, you may still be able to use your out-of-network benefits in order to see Ms. Regan. Out-of-network means you can choose the psychotherapist you wish and still receive reimbursement. Many people prefer this arrangement as it gives the most freedom to work with psychotherapists of their choosing, according to specialty, or who come highly recommended from a trusted referral source. In some cases, out of network costs may be only slightly more than in network co-payment costs.

You may find that your insurance company limits your selection of psychotherapists by asking you to choose solely from within their network panel. Or, you may find a practitioner who comes highly recommended is not a provider for your insurance company. In these cases you may want to consider a fee-for-service arrangement with the practitioner of your choice. Psychotherapists will often consider fee-for-service arrangements whereby a reasonable fee is determined based on the service provided. Again, depending on your plan, cost may only be moderately above your deductible or co-payment. This arrangement may be preferable depending on the nature of your concerns, confidence in the psychotherapist you have chosen and your individual privacy needs.

It is important to remember that in addition to professional orientation and skill, research strongly indicates that it is the “fit” or connection between you and the therapist of your choice that best predicts a successful psychotherapy experience. You, not your insurance company, are the most qualified person to make this determination.